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Argos offer an interesting breakdown cover insurance on electrical items. For a small annual sum of money
they will cover for five years items and if they break down they will repair or replace the item. Available on electrical
goods costing £150 or more. The breakdown cover starts from the time the manufacturers guarantee ends.
When you buy a washing machine it will have a guarantee. Are you covered when the guarantee ends and is it
at this point that you need to take out washing machine insurance? Your consumer rights means that the machine needs to be
fit for purpose so if your washing machine should develop a major fault even though the guarantee has ended it could be that
via a small claims court you could get your money back for a repair or new washing machine if the fault was not considered
to be caused by regular use. You have up to six years in the UK and five years in Scotland to take legal action against the
washing machine seller if you feel that the fault is caused by the manufacturer rather than general use of the washing machine.
The legal argument is against the seller of the electrical appliance and not the manufacturer and if you do go to court the
cost of the electrical appliance will be taken into account. If you have bought a cheap machine and it has a fault after five
years this will be viewed with less sympathy than if you had bought a top of the range electrical appliance. If for any reason
you are thinking about going to court to make a claim over an electrical appliance then always consult a fully legal representative
to see where you stand if you do end up in court.
If you are loathe to pay out for washing machine insurance and are fed up of washing machine repairs,
you may wish to consider washing machine rental. This can cost around £3.50 per week. White goods insurance will
cover repairs and call out fees to white goods that include washing machines, tumble dryers, dishwashers, fridges and freezers.
Most white goods have a life of around 10 years after this it may be worth considering replacing them if you have not taken
out white goods insurance already. Sales times in January and the summer see white goods dramatically reduced in price and
with extended warranties available on white goods, insuring washing machines and tumble dryers has never been more
simple.
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