Sun Life Direct Over 50 Life Insurance

Sun Life Direct Over 50 Life Insurance information. Why do you need over 50 life insurance? We take a look at Sun Life Direct Over 50 life insurance and other competitors to see what they each offer. Written by Betty Smith, pensioner and investor When I got to 50 I began to think about what I would one day leave behind. Although I had some money in the bank it became important to me that I would leave a nest egg, tax free for my children, enough so that they wouldn't have to worry about paying for any funeral which costs a few thousand pounds these days or something that they could have fun with. I told them that had I had taken out Sun Life Direct over 50 life insurance and with it I got a free plasma television. I went with a brand that I trusted but there are plenty of other over 50 life insurance companies offering similar deals. Legal and General are offering £50 M&S vouchers. LV are offering £30 in vouchers. Taking out life insurance when you are over 50 isn't expensive, around £5.00 a month. I hardly notice that but I know that one day my children will notice it and it will help them a little, when I am gone.... Asda life insurance is offering £30 shopping vouchers for new customers. Do you have enough to pay off the mortgage should your partner die? According to recent research 1.5 million people may not have enough to pay off their mortgage if a partner died leaving them very vulnerable and facing repossession at a time when they are least likely to be able to cope with and make decisions. Out of those surveyed, only a quarter said they had enough funds to deal with their mortage and debts through life insurance policies or savings. Of the 3000 surveyed, 65% said they would rather spend £10 a month on the lottery. Most didn't care about life insurance or were unclear how to get it. Life insurance companies such as Sun Life Direct and Asda can all be taken out online and most require no medical. So from as little as £5.00 a month you could protect your family by making sure that you do have funds there in place to pay off a mortgage should you die early. Sun Life Direct and the Bobby Moore Fund More than 100 people are diagnosed with bowel cancer every day. And nine out of ten of them are over 50. Sun Life Direct is committed to doing everything possible to look after the interests of those who are over 50. Which is why we're fully supporting the Bobby Moore Fund. "Our aim is to do everything we can to help protect the lives of the over 50s, which is why we're proud to support the Bobby Moore Fund." Mark Howes, Managing Director, Sun Life Direct Tragically, World Cup football hero Bobby Moore OBE died of the disease aged just 51, prompting his widow Stephanie to set up the Fund to try and stop the same thing happening to others. "Having lost Bobby I knew I had to use the opportunity I had, to help make sure that other people didn't die of bowel cancer." Stephanie Moore MBE With the support of many high-profile sports stars - including the England football team, David Seaman, and Martin Johnson - the Fund aims to make as many people as possible aware of the disease and, if they are in any doubt about whether they might have it or not, to seek medical advice right away. And with good reason. If bowel cancer is detected at the earliest stage, more than nine out of ten patients can be successfully treated. Screening can make all the difference Thanks in part to successful lobbying by Cancer Research UK and the Bobby Moore Fund, everyone in England aged 60 to 69 can get free screening by their GP as part of the NHS's bowel cancer screening programme. In Scotland the scheme is available to everyone aged 50 to 74. If as many people as possible take advantage of this simple, painless procedure, there is no doubt that the effects of the disease can be significantly reduced. So, if you're in any doubt, seek advice from your GP as soon as possible. You can find out more about the Bobby Moore Fund by visiting their website. About Sun Life Direct Sun Life Direct is a provider of Over 50 Life Insurance, Funeral Plans and Life Insurance. In fact, the Guaranteed Over 50 Plan is the nation's most popular choice for over 50s life insurance(i). The Sun Life name has been around for 200 years and has roots stretching back to 1810. By 1900 Sun Life were the first to offer life insurance without the need for a medical - something we're still proud to offer today. More information on Sun Life Direct can be found at www.sunlifedirect.co.uk. (i)Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics, Q1 2011 Original Source If you want to leave something behind for your family and loved ones that is only going to cost you around £5-6 a month then Sun Life Direct over 50 life insurance, LV or Legal and General, will all provide a lump sum upon your death. This is tax free. A funeral on average costs over £7000 according to a recent survey by Sun Life Direct.