Coping with Funeral Costs
Funeral costs
don’t have to be a burden. We all know that funerals are
expensive; and lots of people don’t want their
loved ones to be troubled with
this type of cost at a particularly difficult time. Thankfully there’s a
simple and affordable solution available with our funeral plan.
The Legal & General
Over 50s Funeral Plan aims to cover the costs of a
traditional cremation funeral. This benefit will be paid directly
to Dignity, a
funeral service provider who have partnered with Legal & General. If
you prefer to have
a burial then the plan pays towards these costs instead.
Any specific wishes for your
funeral service would be included, such as a
favourite hymn or reading. Most importantly your family simply needs to
make
one phone call to set your plans in motion, removing the worry of finding a
funeral director and deciding on
the most appropriate arrangement.
Legal & General also offer Fixed and Increasing
life insurance plans for
the over 50’s, which provide a cash lump sum when you die.
The lump sum can
be used towards your funeral expenses, unpaid bills or as gift
to your children or grandchildren. Legal & General
Over 50s life insurance
plans offer guaranteed acceptance for UK residents aged 50 to 80 and no medical
or health
assessment when you apply.
Supporting Aging Parents
When you were young your parents would have done all they could to provide
for you; and probably
did so without thinking that they’d need to rely on your
support later in life.
Today,
many people find themselves having to support their aging parents ¨
financially and emotionally. If you’re
in this situation, you need to think
about what would happen to your parents if something happened to you. Would
your
parents be able to afford quality care and a decent place to live? Would
they have to turn to friends or other family
members for financial support?
Give yourself some piece of mind by including a financial
provision for your
parents care within your life insurance. The peace of mind you’ll have from
knowing they’ll
always be taken care of is invaluable. The benefit paid from
your life insurance policy could be used towards the cost
of care to help
maintain your family’s quality of life.
Legal & General
offer a range of life insurance products that could help
protect your loved ones should the worst happen to you.
Premiums start
from as little as 20p a day, that’s just £6 per month, so helping to look after
your
family could be cheaper than you think!
Single & Caring for a Relative
Most single people don’t need life insurance because they have no financial
dependants; however
there are exceptions.
Some singles provide care and financial support for vulnerable
family
members; or may carry a significant debt that they wouldn’t want to leave with
any loved ones who survive
them.
If you’re in either of these situations, think about what would happen if
something did happen to you. Would your family be able to afford quality care
and a decent place to live? Could
your loved ones afford to be
responsible for paying off your debt?
If the answers
to these questions are no, you can easily reduce the worry of
what would happen, by taking out life insurance to cover
them.
Legal & General offer a range of life insurance products that could help
protect your loved ones should the worst happen to you. Premiums start
from as little as 20p a day, that’s
just £6 per month, so protecting your
family could be cheaper than you think!
Children Leaving Home
The years have
gone by and your children have finally flown the nest. The
mortgage is also paid off and you feel financially secure.
You may feel that
the need for life insurance has passed as your pensions and savings will take
care of whatever
lies ahead.
But…if you were to die today, your partner would continue to be faced
with
day to day living expenses, and what if they out lived you by another 10, or
even 30 years? Would your savings
alone enable your spouse to maintain the
lifestyle you worked so hard to achieve?
Legal
& General offer a range of life insurance products that could help
protect your loved ones should the worst happen
to you. Legal &
General life insurance pays a cash sum if you die during the policy term.
Premiums
start from as little as 20p a day, that’s just £6 per month, so
helping to provide for your family could
be cheaper than you think!
Retired
You’ve
worked hard over the years and have provided a comfortable life for
you and your family. But…if you were
to die today, your partner would
continue to be faced with day to day living expenses, and what if they out
lived
you by another 10, or even 30 years? Would your savings alone enable your
spouse to maintain the lifestyle you worked
so hard to achieve?
The proceeds of an Over 50s life insurance policy would be useful
in this
situation. The proceeds of life insurance plans can be used to take care of any
funeral costs or used as
a gift to your children or grandchildren. This means
that everything you’ve worked so hard for, could remain with
those you love the
most.
Legal & General offer a range of Over 50s life insurance
products that
could help protect your loved ones should the worst happen to you
