Cheap student car insurance, don't get penalised for being a student and only driving limited miles per year, take out young drivers car insurance for students and enjoy the discounts on offer.

If you are a student and driving an older car you may just want to look at third party insurance. Yes Insurance offers this and it is much cheaper than buying fully comprehensive cover.
Yes Insurance Review
The online application form is quick simple and easy to fill out. Yes Car Insurance acts as a broker to over 30 leading car insurers. They are particularly strong for cars over 5 years old, low mileage drivers and 2nd cars. This means, in the event of a claim, yes customers don’t have expensive new models to repair or replace. This keeps costs down, so yes can pass the savings on to the consumer as cheaper car insurance. They can also offer your cheaper cover if your car is over 5 years old.

The Co-operative Car Insurance Review

If using a provider that has ethics on human rights and the environment then the co-operative car insurance is the one for you.The Co-operative Insurance is the only provider in the UK with a customer-led Ethical Engagement Policy, reflecting our customers' views on a range of ethical issues from human rights to the environment and animal welfare. With The Co-operative Insurance, customers get more than they expect, for less – that’s because what many insurers charge you extra for, The Co-operative Insurance include as standard. • Up to 11% discount when you apply online. • Up to 70% No Claim Discount available.* • Comprehensive or third party fire and theft. • Named drivers earn No Claim Discount.* • Courtesy car, as standard. † • Child car seat replacement cover. ‡ • Theft of keys cover. • Free accident recovery service. • 30 days EU cover at no extra cost. Not only are we good for you, we’re also good for the environment, offering • Offset of 20% of your car's CO2 emissions. • Responsible repair network. • Our Ethical Engagement Policy.

How can I find cheaper car insurance as a young driver. If you are a parent and you are trying to find a young driver cheap car insurance then look at this recent news article on how to make savings.

Written by Mark Hinchcliffe by Herald Sun

PARENTS may soon be able to buy cheaper car insurance for their children if they allow "Big Brother" into their car.

However, a privacy expert has warned that customers would be selling their privacy for cash.

Suncorp Insurance has been investigating the move on the back of similar programs in the US.

Spokesman Reuben Aitchison said Suncorp had helped fund a University of Sydney study on whether people would accept GPS tracking systems in their cars to monitor risky behaviour, such as driving at night or speeding, if they were offered financial incentives, such as cheaper insurance.

"It definitely has potential," he said.

"The study looked at using a GPS patched into a computer program, which logged data and studied whether we could change risky driver behaviour with incentives such as financial rewards or a discount on insurance premiums."

The Suncorp Group underwrites insurance companies such as GIO, AAMI, Apia, Just Car and Shannons.

Lemm Ex, the office of the Information Commissioner's principal privacy officer, said tracking devices could be sinister "except for the fact that people are consenting".

"There is no question that people would be giving up their privacy for cash, but they would be doing so voluntarily," he said.

"We would be worried if it was involuntary or done surreptitiously, but it's perfectly legal."

Epping mother Shelly Goodwin said the GPS would provide peace of mind to parents as well as cheaper car insurance.

Her son Jay was killed in 2004 when his speeding car crashed metres from the family home.

Lorin Plumridge said she would welcome a monitoring system for her learner-driver daughter, Nikeisha, 16.

"Yes, it would be encroaching on their privacy, but we pay for the car, rego, insurance and fuel, so I believe we are entitled to know that if she says she is going from A to B that is what she is doing," she said.
Original source

Comment
There is some debate on whether a GPS tracking system is taking away the freedom and liberty of young drivers. Since young drivers rarely are the ones to pay for the car petrol and the car insurance then perhaps parents have a right to know where their children are driving. The fact that children/students would receive cheaper car insurance means that perhaps the "big brother" pay off would be worth it. After all if you are driving sensibly then what is there to fear?

Many young student car drivers have recently bought a car or have been thinking about buying a car to use at university. As a young driver though you will be hit with huge car insurance premiums and with money tight with new university fees hitting next year, you will have to ask yourself it is really worth buying car, does it make financial sense?

Written by Linda Harrison for the Telegraph

Are you getting ready to fly the nest for university in the next week or so? Then you might be considering buying a car in the first term to get about the city of your studies.

But while having your own car during term time might sound great in terms of freedom and flexibility, is it worth it financially?

With students increasingly feeling the squeeze, you could find yourself driven off the road by rising costs before you come home for Christmas. So it’s worth doing your homework on all the considerations before committing.

One of the biggest costs is insurance and, unfortunately, students tend to command the highest premiums. According to the AA, average premiums for those aged 17-22 have rocketed by 80 per cent over the past two years. So beware – the insurance could end up costing more than the car itself, even if it’s an old banger.

Ian Crowder, a spokesman for AA Insurance, says: “The average premium currently being paid by a male driver aged 17-22 is £2,872 and the average by a female in the same age group is £1,671. Premiums have been going up much faster for young people than they have for the market as a whole.”
Original source

Comment
Most university towns and cities have excellent transport links and you can always car share with others if necessary. Also many universities have limited parking on campus and will not allow students on site with a car unless they have a disability. So before you buy a car for university, as a young driver ask yourself do you have enough cash to pay the hefty insurance premiums?