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Cheap public liability insurance for businesses, ensure that you are covered should a member of the
public get hurt whilst on your premises with public liability insurance. Ideal for small and larger businesses, flexible cover.
Companies offering public liability insurance include:Simply Business, Tradesman Cover and Hiscox. Typical quotes are between
£40-45 for liability cover.
Insurance choice offers liability cover for the public and employers. High risk trades
are considered and temporary employee liabilty cover is also offered as well as cover for sub contractors.
Public liability cover typically protects you from claims between one and ten million pounds which means
that you will be protected against most types of accidents that could occur on your premises. Tradesmen, employees and member
of the public are all potentially able to sue you if they incur an accident and with more and more lawyers offering to sue
someone free of charge for a percentage of the court settlement it makes sense to take out a cheap insurance to protect you
from any small or large claims against you.
Quotiva is offering £40 worth of Virgin wine vouchers if you get a comparitive insurance quote
via them.
John Hurrell, chief executive at the Association of Insurance and Risk Managers in Industry and Commerce
said the possible risks to small and large businesses are "very significant" if they do not take out public
liability cover.
"Could a fire, caused through their negligence, spread to adjoining premises causing damage and
injury? Do their staff go on to third party premises? Do they have any contractual liabilities?"
Check your hairdressers has public liability insurance as the most common treatment is now hair straightening
and the chemicals involved in this can cause adverse re-actions from burns to hair falling out. There is legally no formal
qualifications to carry out hairdressing so it is up to you to check that the hairdresser has public liability insurance as
if something goes wrong with your hair treatment it would be much harder to make a claim for compensation if the hairdresser
did not have the appropriate public liability insurance.
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