Central Heating Insurance Take out gas central heating breakdown insurance and boiler cover from £7.19 per month with Homeserve. Gas boiler breakdown cover from £5.58 with Homeserve. Or take out home emergency cover with Protect Your Bubble from just £8.00 a month. The AA are also providing central heating and boiler insurance with discounts for you if you are already an AA roadside recovery member. The cost if you are already an AA member for boiler insurance is £4.99 and £5.99 for central heating and boiler cover for non members. The AA has said that last year around £343 was spent on emergency repairs for homes and yet only around 20% of households were actually covered by insurance for these home emergencies. With the UK's second cold winter it makes sense to take out central heating insurance and avoid costly repairs and long waits for servicemen to come out to you. Home emergency cover with Protect your Bubble from just £8.00 per month. With 2 levels of domestic cover to suit your needs. British Gas offer boiler insurance from £10.50 per month, energychoices offer boiler cover from £7.00 per month and PH Jones offers three levels of central heating cover from less than £6.00 per month. If you take out British Gas central heating insurance before October then you can save up to 15% off your premiums. Get your boiler serviced According to Churchill many homeowners do not have their central heating boiler serviced before the onset of winter and are therefore likely to incur expensive repair bills and be without heat during the time that they most need it. They found that 42% of those they surveyed did not have their boilers serviced and 38% never bled their radiators. Churchill encourages homeowners to also check that their loft insulation was at least four inches thick.   AA moving into central heating and boiler insurance cover British Gas and Homeserve have now a competitor with the AA who now have central heating insurance and boiler insurance for people looking for cover over the winter. Cover will cost around £155 but if you are an AA member then you get a discount off your boiler cover. The AA will also service your boiler for an annual charge which again AA roadside members receive a discount for. The AA will not have their own central heating boiler contractors they will use qualified tradesmen to ensure a fast response time. Homeserve Richard Harpin set up Homeserve in 1993. He recently sold some of his shares and has made 66 million pounds and still holds onto a large number of shares worth over 100 million pounds. 2.8 million households have taken out Homeserves central heating insurance. Tesco also plans to get into the central heating and boiler cover insurance market in the near future. Do be aware that companies offering central heating insurance often start by offering you reaonably priced premiums but these do creep up, often to above £500 a year. In the small print you could find that certain areas are not covered so that even if your central heating breaks down there is possiblity you will not be insured. Do you need boiler cover? Chris Eagle, product director at Energychoices.co.uk has said if a boiler breaks down or needs replacing it can result in an ‘incredibly expensive’ repair bill for people. “Boiler cover can offer homeowners peace of mind their central heating system will be repaired quickly, without costing a packet,” Central heating insurance from Protect your Bubble. With our UK winters and the short nights more and more people will be turning their heating on and their boilers will be working harder than ever. You don't want to be without central heating so get cover, get insurance and get peace of mind.  The Protect Your Bubble domestic emergency policy takes away the need of trying to find a reputable tradesman, 24 hours a day, 365 days a year if a home emergency occurs, as well as the cost. In the event that the unexpected happens, not only do they sort out your domestic emergency problem, but they will pay for the costs too. If you do experience a home emergency, the costs could come as a bit of a shock - especially if it happens on a Bank Holiday when tradesman may like to charge more than just a little extra for their expertise!  Protect your bubble home emergency cover from just £8 a month. Prevent flooding if you go away over Christmas and the winter holiday. Esure have advised people to leave their central heating ticking over but to turn off the stop cock. This will stop burst pipes from flooding your house. You cannot do this with combi boilers as they require water pressure but they do have a winter safe mode that you can switch to. Esure has calculated that burst pipes that occur 3 or 4 days after you have left home cause more damage and expensive repairs than burst river damage. Attic or loft pipes burst caused by freezing and then thawing and this type of damage brings ceilings down. If your boiler allows you to turn off the stop cock do so and leave the heating to come on during the day and night. Also open up your loft hatch to allow warm air to reach those pipes. Also open doors under the sink to allow air flow to these pipes. If you do have a frozen pipe use warm towels to thaw, nothing too hot. Be gentle and slow. Turn off your outside taps and think about taking out home emergency cover as offered by Protect Your Bubble. Most people do not have boiler cover insurance Surprisingly most people do not have the necessary boiler insurance cover and this has been highlighted by a recent survey. "According to a study by price comparison website uSwitch, 58 per cent do not have cover, despite more than a fifth of households suffering a broken down boiler last year. The average cost of repairing a boiler is £320, the website revealed, making any failure potentially costly. It added that almost half of Britons - 48 per cent - see boiler cover as an unnecessary expense. Meanwhile, one in five of those planning to take it out this year are doing so because they faced a large bill when their boiler broke down and they now believe that cover works out cheaper than paying for repairs. Kevin Sears, energy expert at uSwitch.com, says: "As household budgets continue to be squeezed, consumers may be tempted to make savings wherever they can. "However, going without boiler cover could leave you strapped for cash if your boiler packs up and you don't have the money spare to pay for repairs," he added." http://www.myfinances.co.uk/insurance/2011/09/26/uswitch-urges-householders-to-buy-boiler-cover Repairs for a boiler and a boiler parts are so expensive that boiler insurance in colder countries such as the UK do make financial sense. Most insurance policies will also include an annual service which can help prevent breakdowns. Remember the winter of 2010? You would not have wanted a boiler breaking down during those sub zero temperatures that went on for several weeks.Boiler cover usually comes under a bronze, silver and gold package. If you go for the more expensive gold package then you will find that your hot water tank will be covered with some insurance companies whereas with the bronze package it may not. You need to look at how old your boiler is, how old your water tank is, and figure out how much a burst pipe, a leaking hot water tank might cost you. The gold package with British Gas costs over £300 per year.